Benefits
We offer a comprehensive benefits package to all regular, full-time employees working 30 or more hours per week. In addition, employees regularly scheduled to work 20 or more hours per week may enroll in coverage at a prorated cost. New employees are eligible for benefits the first of the month following 30 days of employment.
Health Insurance
We offer a high-deductible health plan with a Health Savings Account. Coverage is offered through Medica. We offer two network options with the same plan design. Visit www.mymedica.com for information on providers within each network.
Single Coverage
$60 MSS Monthly Contribution to Health Savings Account
$95 Medica Passport Network cost per paycheck (bi-weekly)
$85 Medica Vantage Network cost per paycheck (bi-weekly)
Dual Coverage
$120 MSS Monthly Contribution to Health Savings Account
$218 Medica Passport Network cost per paycheck (bi-weekly)
$197 Medica Vantage Network cost per paycheck (bi-weekly)
Family Coverage
$120 MSS Monthly Contribution to Health Savings Account
$376 Medica Passport Network cost per paycheck (bi-weekly)
$340 Medica Vantage Network cost per paycheck (bi-weekly)
Single Coverage
Employee Responsibility $0 - $2,000
MSS Responsibility (HRA) $2,001 - $5,950
Medica Responsibility $5,951 +
Dual/Family Coverage
Employee Responsibility $0 - $4,000*
MSS Responsibility (HRA) $4,001 - $11,900
Medica Responsibility $11,901 +
*Single Embedded deductible $2,800
Dental Insurance
We offer dental insurance through Delta Dental. Information on providers may be found at www.deltadentalmn.org.
Cost Per Paycheck
Single $7
Dual $26
Family $47
Vision coverage
We provide an opportunity to purchase vision coverage through EyeMed. Information on providers may be found at www.eyemed.com
Cost Per Paycheck
Single $2.96
Dual $5.62
Family $8.25
Life Insurance
We provide life insurance to all full-time, regular employees in the amount of 2 times their annual salary. Employees have an option to purchase additional coverage at their cost.
Long-Term and Short-Term Disability Insurance
We provide long-term disability insurance coverage to all full-time, regular employees. Employee are eligible to purchase short-term disability insurance at their cost.
Paid Time Off
Regular employees earn PTO at the following rates:
First 3 years (0 to 36 months) of employment = 16 days/year
3 to 5 years (37 to 60 months) of employment = 18 days/year
5 to 10 years (61 to 120 months) of employment = 21 days/year
10 to 20 years (121 – 240 months) of employment = 26 days/year
Over 20 years (241 + months) of employment = 31 days/year
One day is equal to the number of hours in an employee’s normal work schedule
Holidays
We typically have 10 paid holidays per year for eligible employees. The holiday calendar for each year is designated by the President/CEO and may change from year to year. Some (or all) holidays may be designated as agency-wide holidays. In years when agency designated holidays are less than 10, the remaining number of holidays may be designated as “Personal Floating Holidays.”
401k Retirement Account
Employees are eligible to participate in a 401k retirement plan after one year of employment. Entry dates are January and July each year, following the one year waiting period. Any employee who contributes to the 401k plan is eligible for matching contributions from MSS in the amount of 50% of deferrals up to 6% of compensation.
**All costs listed above are based on an employee working 30 or more hours per week.**
For more information, please contact Meghan Moore, Director of Human Resources, at mmoore@mssmn.org or 651-778-1000